Your vehicle is an important investment. Protect it with warranty and protection options designed to provide greater confidence long after you leave the dealership.
Explore available vehicle service contracts, tire and rim coverage, and GAP protection through Patterson Auto Sales.
Unexpected repairs and vehicle-related expenses can happen when you least expect them.
At Patterson Auto Sales, we believe finding the right vehicle is only part of the experience. We also want our customers to understand the protection options available to them.
That’s why we offer access to protection programs through Global Warranty, including extended vehicle coverage, tire and rim protection, and GAP insurance options.
Every driver has different needs. Our team can help explain the available products, eligibility requirements, and coverage details so you can make an informed decision.
Speak with our team before making a decision. We’ll help you review the available options and understand what each protection plan includes.
Learn about the available warranty and protection programs designed to help with different vehicle ownership risks.
Help protect yourself from the cost of eligible unexpected mechanical breakdowns. Global Warranty offers a range of vehicle service contract options with coverage, terms, and conditions that vary by plan.
Explore Warranty Plans ↗Road hazards can result in unexpected tire and wheel damage. Ask about available tire and rim protection programs that may help with eligible repair or replacement costs.
View Tire & Rim Brochure ↗If your vehicle is stolen or declared a total loss, its insured value may be less than your outstanding loan balance. GAP protection may help cover an eligible difference, subject to the policy terms.
Learn How GAP Works →All protection products are subject to eligibility, exclusions, limits, deductibles, availability, and the terms of the applicable contract or policy.
Your vehicle can lose value faster than your loan balance decreases.
If your vehicle is stolen, destroyed by fire, or written off after an accident before you’ve finished paying for it, you could be left owing money on a vehicle you can no longer drive.
Your primary auto insurance generally settles a covered total-loss claim according to the policy’s valuation and coverage terms. That amount may be less than the balance remaining on your auto loan.
This difference is often referred to as negative equity or a loan shortfall.
An eligible GAP insurance product may cover some or all of the qualifying shortfall between your covered insurance settlement and outstanding financed balance, depending on the specific policy and circumstances.
In this example, the outstanding loan balance exceeds the vehicle’s settlement value by $7,000. This is the type of shortfall GAP protection may help address. Actual benefits depend on policy terms and claim eligibility.
A simple look at how a qualifying total-loss event can create a financial shortfall.
Your vehicle is stolen or damaged beyond repair in a covered event. Your primary auto insurer evaluates the claim and determines a settlement under your policy.
If your outstanding loan balance is greater than the eligible insurance settlement, you may still owe money after your vehicle is gone.
If the loss and financing arrangement qualify under your GAP policy, an eligible amount of that shortfall may be covered, subject to the contract’s limitations.
Review additional information from Global Warranty and browse the available program brochures.
Choosing the right protection plan starts with understanding your options. Our team at Patterson Auto Sales is here to help you find the information you need.
Ask about extended warranties, tire and rim coverage, and GAP insurance.
Learn about available benefits, deductibles, limitations, and eligibility requirements.
Our friendly team can assist you with your warranty and protection questions.
Have a question about our available protection options? Complete the form below and our team will be happy to assist you.
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Explore Patterson Auto Sales’ selection of affordable pre-owned vehicles in Madoc, Ontario.
